gc_check
07-20 11:53 PM
Any one recently re-financed or obtained a mortgage loan with Bank of America or Wells Fargo. Both the banks denied loan stating not having a valid visa as a reason, though I have approved EAD with 485 pending and I-140 approved. I have contacted the customer support, since the loan was through the mortgage broker. The underwrite appears to not accept EAD as a valid status and asking to provide a copy of visa to purse further. Any one have any specific docs / links that might help other than the ones in this thread.
himu73
09-09 12:16 PM
I'm looking for homeloan options in India. Which bank would be good to apply for home loans.
Was thinking about ICICI bank but got scared after going through the other thread about how ICICI bank is into stealing.
I would appreciate it if anyone can give me few suggestions on this.
Thank you.
1. This is the best bank in terms of interest rate.
2. They have daily reducing calculation of interest which itself will save you 30/40K rupees over ICICi/HDFC etc.
3. they do not charge penalty for early repayment.
Was thinking about ICICI bank but got scared after going through the other thread about how ICICI bank is into stealing.
I would appreciate it if anyone can give me few suggestions on this.
Thank you.
1. This is the best bank in terms of interest rate.
2. They have daily reducing calculation of interest which itself will save you 30/40K rupees over ICICi/HDFC etc.
3. they do not charge penalty for early repayment.
javaconsultant
10-11 04:33 PM
vparam...
Thanks for your detailed anwers.
have you opened your own LLC currently while on EAD?
For all those who have sent PM.... Please note I am not an attorney or accountant... But then I had consulted my account and few attorney's ( paid the required fees to get them answered)... So please use your own judgement/caution.
1. Yes you can open a LLC singly or jointly with your wife/friend/anyone.
2. You can start the LLC even when you are on H1B but it is better that you wait till you get your EAD to get oprationalized. reason very very conservative view is that you cannot even write a check for your company or deposit a check... but this is a very conservative view....
3. To open a LLC you can use an accountant ( if you have one, it will be cheaper by a couple of hundred dollars) or use agencies like www.legalzoom.com/legalzip/LLCs/llc_procedure.html .... I have used both in the past....
4. Intially you can just form LLC as single or joint partnership and then elect as S corporations for taxing.... I forget within which period it is to be done, if I correctly remember when you file your first tax return or within 6 months you need to elect as filing as single person entity( then it becomes like your personal income) or you could elect as S corp....
5. You will a tax id for the LLC, business license and other documents when you form a LLC, You will need to maintain book and tax records for 3 years... best to have it managed by an accountant
6. You/ your spouse can work for your LLC.... Some of you if you want to after 180 days change employers can move into your LLC and maintain that you are employed in same occupational duties for your own LLC...
Hope I have been able to answer your questions....:cool:
Thanks for your detailed anwers.
have you opened your own LLC currently while on EAD?
For all those who have sent PM.... Please note I am not an attorney or accountant... But then I had consulted my account and few attorney's ( paid the required fees to get them answered)... So please use your own judgement/caution.
1. Yes you can open a LLC singly or jointly with your wife/friend/anyone.
2. You can start the LLC even when you are on H1B but it is better that you wait till you get your EAD to get oprationalized. reason very very conservative view is that you cannot even write a check for your company or deposit a check... but this is a very conservative view....
3. To open a LLC you can use an accountant ( if you have one, it will be cheaper by a couple of hundred dollars) or use agencies like www.legalzoom.com/legalzip/LLCs/llc_procedure.html .... I have used both in the past....
4. Intially you can just form LLC as single or joint partnership and then elect as S corporations for taxing.... I forget within which period it is to be done, if I correctly remember when you file your first tax return or within 6 months you need to elect as filing as single person entity( then it becomes like your personal income) or you could elect as S corp....
5. You will a tax id for the LLC, business license and other documents when you form a LLC, You will need to maintain book and tax records for 3 years... best to have it managed by an accountant
6. You/ your spouse can work for your LLC.... Some of you if you want to after 180 days change employers can move into your LLC and maintain that you are employed in same occupational duties for your own LLC...
Hope I have been able to answer your questions....:cool:
she81
04-30 02:08 PM
I believe the 140 backlog is artificial. They processed only 2k cases in one month. How come they finished all EADs in 3 months for all June/July filers? There is something more to all this than meets the eye.
Bootmline is they want to make it hard for us one way or the other. Btw, I had just come out of BEC and got stuck with 140 now.
Bootmline is they want to make it hard for us one way or the other. Btw, I had just come out of BEC and got stuck with 140 now.
more...
Raju
07-06 02:01 PM
coz we need some place to go for vacation ;)
:D nice one
:D nice one
gc_kaavaali
07-14 03:43 PM
Scheduled on 7/17/08
Confirmation# 7YB9Q-GCRR7
Hello everyone,
I am starting a new campaign for IV's benefit. It is called "Give me a High Five".
The point of this campaign is to send Not $100, not $50, not even $10.
ALL you need to do is write out a $5 cheque and send it to IV on the address listed.
The address to mail the checks to is:
Immigration Voice
P O Box 1372
Arcadia, CA 91077-1372
This address can also be found at: http://immigrationvoice.org/index.php?option=com_content&task=view&id=76&Itemid=65
Please make sure you send in a cheque ONLY or do a bill pay so that no paypal/google checkout fees apply and all of the $5 ACTUALLY goes to IV.
We have 30,000 members on here. If EACH of us contributes just $5 we have $150,000.
For the sake of your OWN freedom, can you donate just FIVE dollars to IV? Every single one of you. IV has done a LOT for every legal immigrant. All we ask in return right now is FIVE dollars. FIVE dollars. Not the price of one month of Cable, but the price of a SUBWAY SANDWICH.
Confirmation# 7YB9Q-GCRR7
Hello everyone,
I am starting a new campaign for IV's benefit. It is called "Give me a High Five".
The point of this campaign is to send Not $100, not $50, not even $10.
ALL you need to do is write out a $5 cheque and send it to IV on the address listed.
The address to mail the checks to is:
Immigration Voice
P O Box 1372
Arcadia, CA 91077-1372
This address can also be found at: http://immigrationvoice.org/index.php?option=com_content&task=view&id=76&Itemid=65
Please make sure you send in a cheque ONLY or do a bill pay so that no paypal/google checkout fees apply and all of the $5 ACTUALLY goes to IV.
We have 30,000 members on here. If EACH of us contributes just $5 we have $150,000.
For the sake of your OWN freedom, can you donate just FIVE dollars to IV? Every single one of you. IV has done a LOT for every legal immigrant. All we ask in return right now is FIVE dollars. FIVE dollars. Not the price of one month of Cable, but the price of a SUBWAY SANDWICH.
more...
Milind123
09-17 01:04 AM
Listened to the recording. I simply cannot believe what the host was babbling again and again about. He was repeatedly asking Jay “Why should the laws be changes which were set 50 years ago?” I will tell him why the laws are normally changed in general (not related to our case at all). They are changed because by definition law is supposed to be just; it is supposed to be equal. It is required to be non-discriminating. It is changed because people’s life is affected adversely if it remains constant. Laws of nature are the only set on laws that cannot change and that is true because they took billions and billions of years to perfect themselves. Laws of any country on this earth are not perfect. They are made by human beings, who tend to make lot of mistakes. Now, what is amendment? It is a set of new rules that are written to rectify any mistakes made in the existing laws. That itself is changing the law, my friend Raj. There is no county on this earth whose laws have remained the same for a very long period of time, and yet keeping all the people in that country happy. Laws get changed because of the new values added to the system. That is why, my friend Raj, slavery was abolished in 1863 by President Lincoln (BTW my most favorite President). This did not happen by magic. It happened only when the president issued an Emancipation Proclamation, which basically is a law and the jist of that is , "all persons held as slaves henceforward shall be free”. Now how did this happen? Because of the civil war and why did the civil war took place? Simply because people cannot take it anymore. You should know all this Mr. Raj Khanna, you were there to witness it with your own eyes when you were 147 years old (well at least that’s what you claim through your profile).
Raj’s profile
http://www.blogger.com/profile/10263796867450932249
PS I did not listen to the antakshri, but if some of us did listen, we need to provide the curious lady with the correct answer, maybe her GC case is also pending for the last 7 years (probably a future member of IV).
Raj’s profile
http://www.blogger.com/profile/10263796867450932249
PS I did not listen to the antakshri, but if some of us did listen, we need to provide the curious lady with the correct answer, maybe her GC case is also pending for the last 7 years (probably a future member of IV).
aeroterp
06-12 04:15 PM
In many states, it is possible to renew your DL online. Why do you have to go to the actual DMV to renew? I think you should be able to avoid a lot of your troubles by applying online.
more...
vparam
09-30 11:14 AM
This is an excellent thread. It's something I've been looking for for a long time. I am still not clear about using AC21. Here's my situation.
July 2nd filer. Received EAD for me (primary) and my spouse. Waiting for I140 approval. I understand it's risky to invoke AC21 before I140 approval. After I get it approved, here's what I intend to do.
1. Inc a business in my spouse's name.
2. Invoke AC21 and join my spouse's company as a "Software Engineer" (my position in LCA)
If I do this, during I485 adjudication, all I need is an offer letter from my spouse company saying that I am working as a Software Engineer right?
Also, does USCIS care during I485 adjudication whether I got paid continously while employed with my spouse's company?
If for any reason, I decide to quit my spouse's company before I485 adjudication and move to a different company, Will I be able to do this?
yes, you should be able to jump as many organization as you like...
July 2nd filer. Received EAD for me (primary) and my spouse. Waiting for I140 approval. I understand it's risky to invoke AC21 before I140 approval. After I get it approved, here's what I intend to do.
1. Inc a business in my spouse's name.
2. Invoke AC21 and join my spouse's company as a "Software Engineer" (my position in LCA)
If I do this, during I485 adjudication, all I need is an offer letter from my spouse company saying that I am working as a Software Engineer right?
Also, does USCIS care during I485 adjudication whether I got paid continously while employed with my spouse's company?
If for any reason, I decide to quit my spouse's company before I485 adjudication and move to a different company, Will I be able to do this?
yes, you should be able to jump as many organization as you like...
nk2006
07-05 12:17 PM
Bill Clinton & Hillary Clinton is coming to TANA in Washington.. i am from bay area.. i know lot of people are going this.. please take a print out and talk personally, explain our problems.. Please Thanks
I suggested this other day - nobody responded. Please anyone attending TANA can you please contact organizers and see if they can arrange couple minutes of Hillary's time to highlight this issue.
I suggested this other day - nobody responded. Please anyone attending TANA can you please contact organizers and see if they can arrange couple minutes of Hillary's time to highlight this issue.
more...
eager_immi
02-12 10:56 PM
My spouse's is still pending
PD 03/20/2005
Philly backlog center
Lawyer is filling RIR
PD 03/20/2005
Philly backlog center
Lawyer is filling RIR
hpandey
03-04 01:41 PM
I am on H1 and AOS and I refinanced my house at 5% . There were no issues and no questions. Just all the usual documents - W2 , paystubs etc etc . It was with a local bank too and not with any high profile institution.
more...
ArkBird
02-24 01:17 AM
And still people love it !!!
Lost Until Death!
~GCA
Lost Until Death!
~GCA
akhilmahajan
09-13 08:21 PM
Here you go Buddy
Order Details - Sep 13, 2007 8:43 PM EDT
Google Order #745174720427596
As i always say.
GO IV GO
Order Details - Sep 13, 2007 8:43 PM EDT
Google Order #745174720427596
As i always say.
GO IV GO
more...
sanju
07-24 10:38 AM
This is so out of whack. Employment based green card issue is not about India or Indians. Our issue is about America and us i.e. highly skilled people from all countries waiting for their green cards. STOP BRANDING EMPLOYMENT BASED GREEN CARD AS "INDIA ISSUE". Such an attitude doesn't help at all and it is a big turn-off for people from other countries. Let’s be mature about solutions to the issue.
Also, people who give money to campaigns - Hillary, Obama or any other candidates, they are not giving the money to change any policy for getting green cards sooner for employment based categories. Our issue is not even on the radar screen of most "ethnic communities". And problem gets worst when news media, people like Lou Dobbs try to misguide the general public with their hate mongering propaganda - again with the objective to increase the value of his own stock. Often times Lou Dobbs will try to make it all look like "conspiracy theory" being hatched against American middle class - just to get their attention. For example Lou says that people from Indian American community are contributing to Hillary to promote outsourcing????? Hello!!!! Who is in the world is idiot enough NOT to believe that increased outsourcing affects everybody in US, including Indian-Americans. Sometimes news media will call Hillary as senator from the state of Punjab and other similar bull shit but catchy news items. And it is ok if majority of the middle-class Americans shake their heads in disbelief (because they are ignorant about the facts), as if a massive conspiracy theory is being hatched against the middle class. But people who have any common sense have the responsibility to think rationally and filter "real news" from news intended to increase ratings of a news shows/channels.
Also, the idiots who give campaign funds do so to buy proximity to power to increase their own profile. People who give money to campaigns are SICK and corrupt. These people are simply taking pictures with the candidate or a politician (not a lawmaker - there is a difference) to increase the value of their own stock. Too often this forum has mentioned the name of Chatwal being close to Clintons. Guys, lets face it, Chatwal is doing excellent marketing for himself. I don't think he is as close as he projects and as most people think he is. The way system works, anybody who is ready to give $1000 for a campaign can get their pictures with the "POLITICIAN", especially during campaign season. And these photo-ops freaks do not care about anybody other than them self. Therefore, the so called "indian lobby" exist only in the imagination of people who read news articles that are written by paid journalists.
About Cornyn amendment, this was clearly a party line vote. It had nothing to do with the position of a Senator on the issue. Did you notice that Sen. Grassley voted in favor of the SKIL bill? Anybody knows why???? As most people here may already know, Sen. worked overtime to derail the CIR. Because of that, leaders of the Democratic party in the Senate are upset with him on immigration issue. And thus, most democrats voted to oppose Cornyn’s proposal. That is how things work in the Senate – which is no different than the way things work at the any other workplace. Vote on Cornyn amendment had nothing to do with the stand of a Senator on an issue.
So, it is ok if Conryn amendment did not go through – “this time”. There will be more opportunities in the future. The thing is, Democratic Senators like Cantwell need to lead in pushing EB provisions. That may help to easy out the partisan vote on such proposals in the future.
Just my take on the situation.
NY/NJ/CT/MA Members -
Please write to Sen.HILARY CLINTON expressing your dissatisfaction or concern with regard to failure of Sen.Cornyn Amendment. It's critical that we as Indians get her opinion on this issue. She voted NO on this amendment DESPITE the indian lobby contributing to her campaign. Also its likely that she might become our next president.
Obviously, Sen.Obama does not care much for Indians!
Also, people who give money to campaigns - Hillary, Obama or any other candidates, they are not giving the money to change any policy for getting green cards sooner for employment based categories. Our issue is not even on the radar screen of most "ethnic communities". And problem gets worst when news media, people like Lou Dobbs try to misguide the general public with their hate mongering propaganda - again with the objective to increase the value of his own stock. Often times Lou Dobbs will try to make it all look like "conspiracy theory" being hatched against American middle class - just to get their attention. For example Lou says that people from Indian American community are contributing to Hillary to promote outsourcing????? Hello!!!! Who is in the world is idiot enough NOT to believe that increased outsourcing affects everybody in US, including Indian-Americans. Sometimes news media will call Hillary as senator from the state of Punjab and other similar bull shit but catchy news items. And it is ok if majority of the middle-class Americans shake their heads in disbelief (because they are ignorant about the facts), as if a massive conspiracy theory is being hatched against the middle class. But people who have any common sense have the responsibility to think rationally and filter "real news" from news intended to increase ratings of a news shows/channels.
Also, the idiots who give campaign funds do so to buy proximity to power to increase their own profile. People who give money to campaigns are SICK and corrupt. These people are simply taking pictures with the candidate or a politician (not a lawmaker - there is a difference) to increase the value of their own stock. Too often this forum has mentioned the name of Chatwal being close to Clintons. Guys, lets face it, Chatwal is doing excellent marketing for himself. I don't think he is as close as he projects and as most people think he is. The way system works, anybody who is ready to give $1000 for a campaign can get their pictures with the "POLITICIAN", especially during campaign season. And these photo-ops freaks do not care about anybody other than them self. Therefore, the so called "indian lobby" exist only in the imagination of people who read news articles that are written by paid journalists.
About Cornyn amendment, this was clearly a party line vote. It had nothing to do with the position of a Senator on the issue. Did you notice that Sen. Grassley voted in favor of the SKIL bill? Anybody knows why???? As most people here may already know, Sen. worked overtime to derail the CIR. Because of that, leaders of the Democratic party in the Senate are upset with him on immigration issue. And thus, most democrats voted to oppose Cornyn’s proposal. That is how things work in the Senate – which is no different than the way things work at the any other workplace. Vote on Cornyn amendment had nothing to do with the stand of a Senator on an issue.
So, it is ok if Conryn amendment did not go through – “this time”. There will be more opportunities in the future. The thing is, Democratic Senators like Cantwell need to lead in pushing EB provisions. That may help to easy out the partisan vote on such proposals in the future.
Just my take on the situation.
NY/NJ/CT/MA Members -
Please write to Sen.HILARY CLINTON expressing your dissatisfaction or concern with regard to failure of Sen.Cornyn Amendment. It's critical that we as Indians get her opinion on this issue. She voted NO on this amendment DESPITE the indian lobby contributing to her campaign. Also its likely that she might become our next president.
Obviously, Sen.Obama does not care much for Indians!
illusions
03-03 06:17 PM
Does any one have a best guesstimate on what the April VB will be for ROW ?
more...
chanduv23
09-17 10:42 AM
I just registered for IV. I wish I could come to DC rally on 18th. But due to certain unavoidable circumstances I may not be able too. Though not an excuse But I feel very guilty about it and this guilt will always remain there that I was not part of rally on 18th. I am contributing a small amount of $ 100 by google order # 309818904607579
Thanks for your contribution and support, please urge other friends to make it to DC
Thanks for your contribution and support, please urge other friends to make it to DC
cnag
10-25 10:27 AM
I have emailed to the Ombudsman
what is the e-mail id for TSC/NSC?
what is the e-mail id for TSC/NSC?
dhesha
02-23 02:05 PM
Processing dates for 485 seems to have greatly improved at NSC. Hopefully now they start issueing based on the priority date.
At NSC I am seeing the following entry
-----
I-485 Application to Register Permanent Residence or to Adjust Status Employment-based adjustment applications 4 Months
-----
What does 4 months mean?
At NSC I am seeing the following entry
-----
I-485 Application to Register Permanent Residence or to Adjust Status Employment-based adjustment applications 4 Months
-----
What does 4 months mean?
makemygc
09-10 02:34 PM
Manish,
Rally is not this tuesday but next tuesday. Will that help you to come?
Thanks
MakeMyGC
Though small, I made my contribution ($100 via Google).
I can't make it to the rally this tuesday but just trying to do whatever I can to support the cause.
Good luck,
Manish Jain.
Rally is not this tuesday but next tuesday. Will that help you to come?
Thanks
MakeMyGC
Though small, I made my contribution ($100 via Google).
I can't make it to the rally this tuesday but just trying to do whatever I can to support the cause.
Good luck,
Manish Jain.
insbaby
07-24 08:13 AM
I think I have been very lucky so far. I don't think USCIS processes based on anything concrete, I think it's a little random. Or maybe I am just lucky.
I applied for PERM in Sep 2006 - EB3 - India.
I got approved for PERM in Mar 2007.
I applied for I-140 and I-485 concurrently in Jun 2007.
I-140 got approved July 20, 2007 and on July 23, 2007 I received all 4 receipts for I-140, I-485, EAD and AP. So my approval came before my receipt. I live in California so everything went to Nebraksa.
Lawyers emailed saying they also received the EAD card yesterday July 23, 2007.
Now I have to wait for only AP and Adjustment. And I still have 5 years left on my H1-B (2 years on this visa and then another extension).
So I say, anything is possible. I wake up every morning and pray to USCIS because they made my life better :) :) :)
I applied for PERM in Sep 2006 - EB3 - India.
I applied for I-140 and I-485 concurrently in Jun 2007.
If your PD is Sep 2006, how could you file I-485 in Jun 2007? Your dates are current only in July 2007.
I applied for PERM in Sep 2006 - EB3 - India.
I got approved for PERM in Mar 2007.
I applied for I-140 and I-485 concurrently in Jun 2007.
I-140 got approved July 20, 2007 and on July 23, 2007 I received all 4 receipts for I-140, I-485, EAD and AP. So my approval came before my receipt. I live in California so everything went to Nebraksa.
Lawyers emailed saying they also received the EAD card yesterday July 23, 2007.
Now I have to wait for only AP and Adjustment. And I still have 5 years left on my H1-B (2 years on this visa and then another extension).
So I say, anything is possible. I wake up every morning and pray to USCIS because they made my life better :) :) :)
I applied for PERM in Sep 2006 - EB3 - India.
I applied for I-140 and I-485 concurrently in Jun 2007.
If your PD is Sep 2006, how could you file I-485 in Jun 2007? Your dates are current only in July 2007.
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